Before any non-essential purchase over a set threshold (e.g., $50), wait 24 hours. Most impulse purchases lose their appeal by the next day. A simple rule that prevents significant monthly overspending.
Impulse spenders and online shoppers. The 'add to cart, don't check out' version is particularly effective.
Set your personal threshold (e.g., $25, $50, or $100).
Any non-essential purchase above that amount goes on a 24–72 hour waiting list.
If you still genuinely want it after the wait — and it fits your budget — buy it intentionally.
Track how often you decide not to buy after waiting. That's your saved money.