Split your monthly mortgage payment in half and pay every two weeks. This results in 26 half-payments per year — the equivalent of 13 full monthly payments instead of 12. One free extra payment every year.
Anyone with a long-term mortgage wanting to shave years off without refinancing.
Confirm with your lender they accept bi-weekly payments and won't charge a setup fee.
Divide your monthly payment in half.
Set up auto-pay every two weeks, aligned with your paydays.
Verify each payment is applied to principal immediately — not held until month-end.